Brevard County and
the Space Coast
Brevard County and the Space Coast: Plenty of Choices — Including Home Insurance Coverage
With rocket launches, art festivals, and 250 square miles of wildlife preserves, Brevard County serves up plenty of choices for places to go and things to see. Located on the Atlantic side of the Florida peninsula, the county’s 72-mile ocean coastline provides a home for the John F. Kennedy Space Center. It’s no coincidence that the county’s area code is 321, which represents the last three numbers in a launch countdown. If space launches aren’t your thing, there are plenty of other fun choices including beaches, parks, golf courses, and events like the annual Grant Seafood Festival in the fishing village of Grant-Valkaria.
Feeling at Home
Some key factors for home-buying in Brevard County include taxes, local amenities, and of course, house prices. In addition to so many go-to spots, the county also offers an average home sale price lower than the national average. Another big draw is that Florida has no state income tax. Don’t forget to look into the types of home insurance plans available. If you’re renewing a home insurance policy in Brevard County, you should consider the type of coverage you have because a different policy could improve your coverage.
Beyond the Basics: Think About the Weather
Because of its location, sub-tropical climate, and large coastline, Florida is quite familiar with hurricanes. You could suffer water damage if a strong enough storm comes too close. Brevard property insurance plans should include flood coverage in order for your home to be fully protected. This is not always provided by a basic policy. If you don’t already have it, ask your agent what options are available.
A Hidden Threat
Although all U.S. states with ocean coastlines can feel the effects of hurricanes, Brevard County has a different, additional threat. There’s a dry season with extended droughts that can lead to wildfires. Florida began tracking what are called “wildland/urban interface events” when a wildfire spread to an urban area in Flagler County in 1985 and 250 homes were affected. Brevard County’s dry season runs from December through May and a wildland fire could possibly move into a populated area. Fire damage is one of the basic reasons for property insurance and most mortgage companies require it.
Consider the Non-Damage Costs You Might Face
While most basic policies cover fire damage, you may consider adding coverage for additional living expenses to your Brevard homeowner’s insurance plan. If smoke and fire damage, flooding, or an evacuation order force you to find temporary living arrangements until things get back to normal, this coverage can provide reimbursement for costs related to the arrangements. Your agent can provide more details.
Protection for the Unexpected
You should also think about what could happen if people get hurt on your property, even if they’re uninvited. You could be responsible for their medical expenses. This could include someone tripping over a garden hose and breaking a leg, falling down the stairs, or getting bitten by your dog. Your agent can help you decide if liability insurance or an umbrella policy is right for you. Proper coverage can make a big difference if you get hit with a medical expense claim.
Want to Protect Your Investment in Your Home? Let’s Talk!
When making choices about your biggest and most important investment, you can’t go wrong by discussing every detail you can think of with your agent. TopLine Insurance will guide you through the full range of coverage plans we offer and save you money too.
We don’t stop there. We’ll be part of the recovery process when needed. Call us. We look forward to speaking with you and showing you why so many policyholders in Florida chose us to provide the best Brevard County home insurance.
We get it, buying home insurance can be a hassle, so starting today, let’s make it easier!
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As Floridians serving fellow Floridians, our goal is always to do the right thing by our customers. That’s why, whether it’s a starter house, second home or a custom-built dream house, Topline should be your go-to company. Just kick back and relax – we’ll do all the work.
We know how time consuming, annoying and costly home insurance can be (yup, we said it). We don’t believe it has to be that way.
TopLine is a breath of fresh air.
Topline is Florida home insurance the way it should be – easy and affordable. We’ll find the pricing, coverage and service that’s perfect for you. You’ll get coverage that’s tailored exactly to your needs – not more than you need, not less. And, because our experts work with only those insurance carriers that meet our strict standards, you have peace of mind that you’re getting great service from a financially stable company at the most affordable price!
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What we cover
HOME
We’ll find homeowners insurance that’s perfect for you – whatever your needs are. With TopLine, you know you’re getting the best home insurance there is.
CONDO
Yea, we do condo insurance and we do it really well. For a great condo insurance quote, we’re the one to turn to.
RENTERS
If it’s renters insurance you need, we have you covered. Make sure your personal property is protected with apartment insurance from TopLine.
MOBILE
Mobile home insurance is unique, and few understand the ins and outs like TopLine.
FLOOD
Flood insurance is important, especially since they’re the most common form of natural disaster in the US. Count on us to get you a flood insurance quote that will fit your budget.
AUTO
Car insurance has never been easier. Find the precise coverage you need with a quick car insurance quote from TopLine.
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