Commercial insurance typically provides coverage for:

• Commercial General Liability - third-party bodily injury, property damage, reputational harm, or advertising injury.
• Commercial Auto - damage to vehicles and property caused by accidents, fire, or natural disasters, as well as property damage and bodily injury that results from a commercial vehicle accident.
• ‌Commercial Property - damage to building structures, contents, and valuable documents.

Why do you need commercial general liability insurance?

There’s no getting around it. Accidents happen. When they do, you need commercial general liability insurance to keep your business afloat.

When someone claims your business has caused an injury or property damage, a comprehensive commercial general liability policy has your back. The right coverage can pay for anything from the cost of your legal defense to potential settlements.

What is covered by commercial auto insurance?

Whether it’s you or your team on the road in a company-owned vehicle, you want a custom commercial auto insurance policy to match your business’s special coverage needs.

From fender benders to major collisions, commercial auto insurance covers medical expenses and property damage caused by accidents involving your fleet of cars, trucks, vans, and more. Having the exact coverage you need keeps your business running smoothly.

Do you need commercial property insurance?

Do you lease your building? Would the loss of your tools or equipment leave you in a bind? Do you store or work on your customers’ property at your business? If you answered “yes” to any of these questions, you absolutely need commercial property insurance.

Commercial property insurance protects your building (whether you own or lease it) and its contents, like furniture, computers, and inventory. It can also cover damage to your fencing, landscaping, and exterior signs.