Fast, Easy &
Affordable

Fast, Easy &
Affordable

We have the answers to your questions!

What are the benefits of working with TopLine?

TopLine does all the legwork for you. We’re experts at finding the best coverage for you at the best price.

Do I need Homeowners insurance?

Typically if you have a mortgage, you are required to have homeowners insurance.

How much insurance coverage do I need?

There is no “one size fits all” formula. Some people buy the bare minimum coverage, while others buy very extensive insurance. It’s best to talk with one of our agents so we can get an understanding of what your needs and budget are.

Do I need Flood Insurance?

The facts are that 90% of natural disasters in the US involve flooding. Homes in coastal counties are particularly vulnerable to flooding, plus, flood insurance is the only coverage that protects you from storm surges. Considering 25% of all flood claims come from low to moderate flood regions, we think it’s something you should consider.

Why isn’t the Replacement Cost the same as the Market Value of my home?

If this all seems a little confusing, don’t worry. One of our experts can walk you through it and will calculate your home’s replacement cost based on all the relevant factors.

Are some dog breeds restricted?

We all know that dogs are our best friends. However, some dogs breeds are considered higher risk for bite or injury – dog bites are more common than you think. Work with your TopLine expert to find the coverage you need.

What discounts do I qualify for?

A gated community, 55 years of age or older, are just a couple of the discounts you may be eligible for. There are many others, so talk to one of our agents to find out which discounts you qualify for.

What’s a Windstorm Mitigation Inspection?

This is when a licensed inspector checks to determine your home’s ability to withstand wind damage. The inspection focuses on your roof, roof to wall attachments, if you have hurricane shutters etc. While a wind mitigation inspection is not required in Florida, it could result in major cost savings.

What is a centrally monitored alarm system?

It’s when you a have burglar alarm or fire alarm that is monitored off site, usually by a third-party provider. These providers automatically notify the proper authority, like police or fire department. Having a central monitored alarm system could qualify you for a home insurance discount.

What is an Insurance Score and why does it matter?

This is a score that measures how likely you are to file a claim on your homeowners insurance policy. The insurance company examines certain factors from your credit history and calculates your score. The score you receive could impact how much you pay for your homeowners insurance.

How do I report a Claim?

Just go to the claims tab on our website for the contact information for your insurance carrier.

We have the answers to your questions!

What are the benefits of working with TopLine?

TopLine does all the legwork for you. We’re experts at finding the best coverage for you at the best price.

Do I need Homeowners insurance?

Typically if you have a mortgage, you are required to have homeowners insurance.

How much insurance coverage do I need?

There is no “one size fits all” formula. Some people buy the bare minimum coverage, while others buy very extensive insurance. It’s best to talk with one of our agents so we can get an understanding of what your needs and budget are.

Do I need Flood Insurance?

The facts are that 90% of natural disasters in the US involve flooding. Homes in coastal counties are particularly vulnerable to flooding, plus, flood insurance is the only coverage that protects you from storm surges. Considering 25% of all flood claims come from low to moderate flood regions, we think it’s something you should consider.

Why isn’t the Replacement Cost the same as the Market Value of my home?

If this all seems a little confusing, don’t worry. One of our experts can walk you through it and will calculate your home’s replacement cost based on all the relevant factors.

Are some dog breeds restricted?

We all know that dogs are our best friends. However, some dogs breeds are considered higher risk for bite or injury – dog bites are more common than you think. Work with your TopLine expert to find the coverage you need.

What discounts do I qualify for?

A gated community, 55 years of age or older, are just a couple of the discounts you may be eligible for. There are many others, so talk to one of our agents to find out which discounts you qualify for.

What’s a Windstorm Mitigation Inspection?

This is when a licensed inspector checks to determine your home’s ability to withstand wind damage. The inspection focuses on your roof, roof to wall attachments, if you have hurricane shutters etc. While a wind mitigation inspection is not required in Florida, it could result in major cost savings.

What is a centrally monitored alarm system?

It’s when you a have burglar alarm or fire alarm that is monitored off site, usually by a third-party provider. These providers automatically notify the proper authority, like police or fire department. Having a central monitored alarm system could qualify you for a home insurance discount.

What is an Insurance Score and why does it matter?

This is a score that measures how likely you are to file a claim on your homeowners insurance policy. The insurance company examines certain factors from your credit history and calculates your score. The score you receive could impact how much you pay for your homeowners insurance.

How do I report a Claim?

Just go to the claims tab on our website for the contact information for your insurance carrier.

Have more questions? Call or
email a TopLine insurance specialist

Have more questions? Call or email a TopLine insurance specialist at

Have more questions? Call or
email a TopLine insurance specialist

Quick, friendly,
and accurate
results

What we cover

HOME

We’ll find homeowners insurance that’s perfect for you – whatever your needs are. With TopLine, you know you’re getting the best home insurance there is.

CONDO

Yea, we do condo insurance and we do it really well. For a great condo insurance quote, we’re the one to turn to.

RENTERS

If it’s renters insurance you need, we have you covered. Make sure your personal property is protected with apartment insurance from TopLine.

MOBILE

Mobile home insurance is unique, and few understand the ins and outs like TopLine.

FLOOD

Flood insurance is important, especially since they’re the most common form of natural disaster in the US. Count on us to get you a flood insurance quote that will fit your budget.

AUTO

Car insurance has never been easier. Find the precise coverage you need with a quick car insurance quote from TopLine.

Quick, friendly, and accurate results

Let's talk: 561-599-5800

Let's talk:
561-599-5800