Broward County
What You Need to Know about Broward County Insurance
With sun and beaches as far as the eye can see, Florida lives up to its motto as the Sunshine State. Living along the coast does have its disadvantages, so it’s important to protect your home just in case the worst should happen. Here are a few things you should consider when looking for Broward County homeowner’s insurance.
Population Effects
Broward is the second-most populated county in Florida and ranks 15th in the United States overall. Thanks to the county seat in Fort Lauderdale, it has a bustling urban feel that compliments the Miami metropolitan area.
A Safe Investment
While larger populations can also indicate higher crime rates, statistics show that Broward’s property crime is declining and is lower than neighboring Miami-Dade county to the south. While not minimal, the lower rate means that insurance companies see less risk when insuring homes in this area. That is good news for Broward homeowners.
Nature at Its Finest
Florida is known for its fantastic sandy beaches, and Broward County has plenty. The Fort Lauderdale and Hollywood beaches have specific charms unique to Florida. The Atlantic borders the county on the east, and to the west lies the Florida Everglades, home to a wealth of wildlife preserves and campgrounds perfect for getting in touch with nature.
Guarding the Coast
Coastal regions come with their own insurance challenges, as do locales near the swampy terrains found in Broward County. Flooding is a constant source of anxiety for homeowners, and exploring proper flood coverage when looking at Broward homeowners insurance for this region is a must. Oceanside areas’ salty breezes can also wreak havoc on homes in various ways.
Seeing the Sights
Aside from sun, sand, and wetlands, there are a variety of different options for entertainment available to Broward County residents. These are some of the most popular locales for entertainment:
● Broward Center of the Performing Arts
● Art and Culture Center of Hollywood
● Pompano Beach Amphitheater
● Museum of Discovery and Science
Sports fans can satisfy their appetite for action at the FLA Live Arena in Sunrise, home of the NHL’s Florida Panthers. Nearby, shoppers will find vast retail and dining options at the Sawgrass Mills Outlet shopping center.
Weather Watch
The weather here may be beautiful, but it also has some challenges. Even with famously mild fall and winter seasons, the average temperature in Broward County is about 85 degrees, with about 66.5 inches of rainfall per year, concentrated in the summer.
As a coastal county, Broward faces the same reality of seasonal storms that plague all oceanside communities. The largest hurricane to strike Broward recently was Wilma in 2005, creating winds of up to 100 mph that lasted for nearly five hours and created widespread power outages. Since these events are unavoidable, having Broward property insurance that covers windstorms and hurricanes is essential.
Quality Coverage
Because Florida is a preferred location for rest and relaxation, maintaining a household in Broward means having insurance that adequately covers your property. At TopLine Insurance, we know how important your home is and we want you to have a policy that provides the fastest response and easiest recovery. Contact us today and be prepared for the worst, and best, Florida has to offer!
Protection for the Unexpected
You should also think about what could happen if people get hurt on your property, even if they’re uninvited. You could be responsible for their medical expenses. This could include someone tripping over a garden hose and breaking a leg, falling down the stairs, or getting bitten by your dog. Your agent can help you decide if liability insurance or an umbrella policy is right for you. Proper coverage can make a big difference if you get hit with a medical expense claim.
Want to Protect Your Investment in Your Home? Let’s Talk!
When making choices about your biggest and most important investment, you can’t go wrong by discussing every detail you can think of with your agent. TopLine Insurance will guide you through the full range of coverage plans we offer and save you money too.
We don’t stop there. We’ll be part of the recovery process when needed. Call us. We look forward to speaking with you and showing you why so many policyholders in Florida chose us to provide the best Broward County home insurance.
We get it, buying home insurance can be a hassle, so starting today, let’s make it easier!
Let's do this!
As Floridians serving fellow Floridians, our goal is always to do the right thing by our customers. That’s why, whether it’s a starter house, second home or a custom-built dream house, Topline should be your go-to company. Just kick back and relax – we’ll do all the work.
We know how time consuming, annoying and costly home insurance can be (yup, we said it). We don’t believe it has to be that way.
TopLine is a breath of fresh air.
Topline is Florida home insurance the way it should be – easy and affordable. We’ll find the pricing, coverage and service that’s perfect for you. You’ll get coverage that’s tailored exactly to your needs – not more than you need, not less. And, because our experts work with only those insurance carriers that meet our strict standards, you have peace of mind that you’re getting great service from a financially stable company at the most affordable price!
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at 561-599-5800
We’ll take care of the big things, so you can focus on the little ones.
What we cover
HOME
We’ll find homeowners insurance that’s perfect for you – whatever your needs are. With TopLine, you know you’re getting the best home insurance there is.
CONDO
Yea, we do condo insurance and we do it really well. For a great condo insurance quote, we’re the one to turn to.
RENTERS
If it’s renters insurance you need, we have you covered. Make sure your personal property is protected with apartment insurance from TopLine.
FLOOD
Flood insurance is important, especially since they’re the most common form of natural disaster in the US. Count on us to get you a flood insurance quote that will fit your budget.