Commercial Property
Insurance

A Firm Foundation
For Your Business.

Commercial Insurance

A Firm Foundation For Your Business.

Affordable Auto Insurance For Your Family

Commercial property insurance keeps your business on the right track when the unexpected threatens your bottom line. With the right coverage, you can focus on what you do best… building your business.

Commercial Property Insurance – from the ground up.

Commercial property insurance, sometimes called business property insurance, does exactly what it says. It typically covers damage or loss to property that results from theft, fire, wind, burglary, and lightning. There’s even coverage from acts of vandalism and loss of business income that can come with covered property damage.

When there’s a fire at your business location, you lose more than just your building. Machinery, tools, inventory, and even your data are all at risk. But a solid commercial property insurance policy that’s customized to your individual needs can replace or repair your property, equipment, and other assets. Don’t wait for the worst to happen. Let the commercial insurance agents at TopLine help you keep doing business as usual when disaster strikes.

Commercial property insurance typically provides coverage for:

Commercial buildings - damage to your commercial buildings that is caused by fire, burglary, vandalism, and windstorms.
Tools & equipment - damage or loss of commercial tools and equipment, including office and manufacturing equipment.
‌Inventory - damage or loss of inventory you store at your commercial location.
‌Furniture & fixtures - the furniture and fixtures inside your commercial location when they are lost, damaged, or destroyed.
Signage & fencing - the damage or destruction of commercial signage and fencing connected to your business.
‌Loss of income - loss of income when a disaster forces you to close your business temporarily.

Why do you need commercial property insurance?

A fire can be devastating for your business if you don’t have the right coverage. Or maybe you arrive to work one morning to find your store window smashed and your most valuable inventory gone. Every moment you can’t do business costs you money.

From lighting strikes to theft, damage or loss of your commercial property can make profit disappear in no time. But with commercial property insurance from Topline, you can get the help you need to find coverage that fits your business.

Why choose TopLine for commercial property insurance?

Business insurance is never one-size-fits-all. That’s even more true when it comes to your business’s property. Determining the amount of coverage you need to cover your buildings, possessions, and equipment can be confusing. You need a commercial insurance agent with a combination of experience and knowledge to help make sure you have coverage that fits your business’s needs.

The agents at TopLine Insurance can help you figure out the value of your business property...and how much coverage you need to help protect it. We can assist you in deciding if it makes more sense for your policy to cover the replacement cost, actual cash value, or fair market value of your property...so you get the coverage you need at a price you can afford.